Driving Innovation, Excellence & Digital Growth.

Nepal's Trusted CBS Provider

Transforming Financial Institutions Through Smart Digital Banking Solutions

Empowering Cooperatives & Microfinance Institutions with Secure, Scalable and Innovative Technology.

Premium Technologies Pvt. Ltd. is a Nepal-based software solution provider specializing in customized banking and financial technology solutions for Cooperatives, Microfinance Institutions, and Small to Medium Financial Organizations.

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Premium CBS dashboard on a laptop, tablet, and phone — Premium CBS

Premium CBS Lite apps screen on a tablet — Premium CBS Lite

Premium Mobile Collector handheld device printing a collection receipt — Premium Mobile Collector

ATM Banking for cooperative members — ATM Banking

SMS Banking alerts on a phone — SMS Banking

12+

Years of Experience

Est. 2015 · Kathmandu

450+

Clients

Cooperatives · Microfinance · BFIs

7/7

Provinces Covered

Nationwide coverage

30+

Expert Team

Specialists on the ground

Product Suite

One Platform. Multiple Solutions. Unlimited Possibilities.

Driving the future of financial services through powerful technology solutions that combine core banking, digital innovation, automation, and seamless integrations—built to help institutions transform, adapt, and thrive.

Premium CBS — Core Banking System

Premium CBS is an advanced cloud-ready Core Banking Solution designed to help cooperatives, microfinance institutions, and financial organizations simplify operations, improve efficiency, and deliver better digital banking experiences.

Built with the latest technology frameworks, Premium CBS provides high performance, enhanced security, scalability, and long-term sustainability to support the evolving needs of modern financial institutions.

Multi-BranchDeposit & SavingsLoan & EMIShare ManagementNCRA ReportsGL & AccountingMember KYMAudit Trail

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New

New Edition of Premium CBS

Premium CBS Lite

The lighter, cloud-first edition of Premium CBS — the same trusted core, simplified for smaller cooperatives.

ModularCloud-basedCompliant

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Mobile Banking

A complete mobile banking and payment solution, built with mBank Technologies and DevanaSoft, so members can check accounts, pay bills, transfer funds, and pay by QR anytime.

Account AccessUtility PaymentsQR PaymentsCardless ATM

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ATM Banking — SCT Integration

Premium CBS is already integrated with Smart Choice Technologies, Nepal's ATM provider. Issue SCT debit and prepaid chip cards, reach the nationwide ATM and POS networks, and settle through the SCT report, request, and dispute portals.

SCT Debit CardATM & POSCRMS & DMS

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SMS Banking

Text members when money moves: deposits, withdrawals, loan dues and receipts, FD maturity, recurring installments, and loan maturity. You can also send occasion wishes, news, and advertisements.

Deposit AlertsLoan AlertsFD Maturity

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Premium Mobile Collector

A digital collection app for field teams. Collectors record transactions in real time, sync directly with the banking system, and give members instant deposit and loan collection receipts.

Real-time RecordingDirect SyncInstant Receipt

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About Us

Premium Technologies Pvt. Ltd. is a Nepal-based software product development company dedicated to delivering innovative, reliable, and customized banking and financial technology solutions. We specialize in developing digital solutions for Cooperatives, Microfinance Institutions, and Small to Medium-sized Financial Organizations, helping them modernize their operations and embrace the future of digital banking.

With years of experience in the financial technology sector, we have developed and continuously enhanced our flagship product Premium CBS — Core Banking Solution, a comprehensive and cloud-based banking platform designed to meet the evolving requirements of modern financial institutions.

12+

Years of industry experience

450+

BFIs served

7/7

Provinces covered

Solution partners

Major products

Our Journey

From Vision to Digital Transformation.

Established in 2015, Premium Technologies has been focused on building affordable, secure, and user-friendly technology solutions for the banking and financial service industry. Our commitment to innovation, quality, and continuous improvement has enabled us to create solutions that support institutions in improving efficiency, strengthening governance, and delivering better services to their members and customers.

Today, we proudly serve 450+ BFIs through our digital banking solutions, including Premium Core Banking Solution, SMS Banking, Mobile Banking, and Mobile Collector solutions.

We support financial institutions in their journey toward digital transformation.

Our Nationwide Coverage

Empowering Financial Institutions Across All 7 Provinces of Nepal

Premium Technologies brings secure, future-ready banking technology to cooperatives, microfinance institutions, and financial organizations across all seven provinces of Nepal.

PremiumCBS sits at the center, alongside SMS Banking, Mobile Banking, Mobile Collector, and more. From implementation and training to ongoing support, we help institutions in major cities and emerging communities deliver smarter digital banking across Nepal.