Mohan Ban
Board of Directors
🇳🇵 Kathmandu, Nepal · Est. 2015
Transforming Financial Institutions Through Smart Digital Banking Solutions
Empowering Cooperatives & Microfinance Institutions with Secure, Scalable and Innovative Technology.
12+Years of industry experience
450+BFIs served
7/7Provinces covered
About Us
Premium Technologies Pvt. Ltd. is a Nepal-based software product development company dedicated to delivering innovative, reliable, and customized banking and financial technology solutions. We specialize in developing digital solutions for Cooperatives, Microfinance Institutions, and Small to Medium-sized Financial Organizations, helping them modernize their operations and embrace the future of digital banking.
With years of experience in the financial technology sector, we have developed and continuously enhanced our flagship product Premium CBS — Core Banking Solution, a comprehensive and cloud-based banking platform designed to meet the evolving requirements of modern financial institutions.
12+
Years of industry experience
450+
BFIs served
7/7
Provinces covered
5+
Solution partners
5+
Major products
Our Journey
From Vision to Digital Transformation.
Established in 2015, Premium Technologies has been focused on building affordable, secure, and user-friendly technology solutions for the banking and financial service industry. Our commitment to innovation, quality, and continuous improvement has enabled us to create solutions that support institutions in improving efficiency, strengthening governance, and delivering better services to their members and customers.
Today, we proudly serve 450+ BFIs through our digital banking solutions, including Premium Core Banking Solution, SMS Banking, Mobile Banking, and Mobile Collector solutions.
We support financial institutions in their journey toward digital transformation.
Our Commitment
Technology that creates meaningful value.
At Premium Technologies, we believe technology should not only automate processes but also create meaningful value for financial institutions and their customers. Our solutions are built around:
Innovation
Continuously adopting modern technologies and improving our products to meet changing industry requirements.
Security
Providing reliable and secure digital banking environments for financial operations.
Customer Partnership
Building long-term relationships by understanding customer needs and delivering practical solutions.
Excellence
Maintaining quality, reliability, and performance across every solution we provide.
Our management team brings extensive experience and expertise in financial technology solutions, software product development, and banking platforms, enabling us to understand the unique challenges of the financial sector.
Our Vision
Driving Innovation, Excellence & Digital Growth.
Our Mission
Empowering organizations with innovative, Secure and Sustainable technology solutions that drive growth and digital transformation.
Our Core Values
The principles that guide how we work.
Transparency
We ensure that decisions related to employment, performance, and compensation are fair, clear, and transparent.
Innovation
We encourage employees to contribute innovative ideas, embrace new approaches, and continuously improve our processes.
Accountability
We take ownership of our responsibilities and remain committed to delivering quality results on time.
Inclusiveness
We promote equal opportunity for everyone, regardless of gender, ethnicity, religion, disability, or background.
Cooperation
We believe in teamwork, mutual support, and collective growth guided by the principles of cooperation.
Our Journey
From one cooperative to 450+ BFIs nationwide.
2015
Company Founded
Premium Technologies Pvt. Ltd. was established in Kathmandu with a vision to transform banking through innovative technology solutions. The first version of Premium CBS was successfully deployed at a cooperative institution, marking the beginning of our digital banking journey.
15
18
2018
SMS Banking & Mobile Collector Launch
We expanded our digital banking ecosystem by launching SMS Banking, enabling financial institutions to extend banking communication services to members without smartphones. We also introduced Premium Mobile Collector to help field officers manage collections digitally with greater efficiency.
Milestone
- Deployed across 100+ institutions
2021
ATM Integration & Mobile Banking Expansion
We integrated with the SCT ATM network and launched mobile banking applications (iSmart and mBank) on iOS and Android platforms. During this period, we achieved nationwide digital banking expansion.
Milestone
- Crossed 350+ client institutions nationwide
- Achieved deployment across all 7 provinces of Nepal for the first time
21
24
2024
Premium CBS 2.0 — Next-Generation Banking
We launched Premium CBS 2.0, a next-generation Core Banking Solution designed with enhanced scalability, security, performance, and operational efficiency. We also introduced major compliance enhancements aligned with the NCRA Cooperative Directives 2079.
Launched
- Updated MIS Dashboard
- Custom Report Builder
Expanded our product team to support continuous innovation and future growth.
2026
Premium CBS Lite
We introduced Premium CBS Lite — a simplified, efficient, and affordable banking solution designed to make modern digital banking technology accessible to institutions of every scale.
26
Now
Today
450+ BFIs & Growing
Today, Premium Technologies continues to empower financial institutions across Nepal through:
- Secure digital banking solutions
- Scalable cloud-based technology
- Future-ready financial platforms
Our journey continues with a commitment to Driving Innovation Excellence & Digital Growth through technology, trust, and continuous transformation.
Our Team
The people behind the platform.
Meet the leaders guiding Premium Technologies, backed by a dedicated team of developers, support specialists, and banking domain experts.
Board of Directors
Dhurba Adhikari
Board of Directors
Rabindra Raj Poudel
Board of Directors
Management Team
Mohan Ban
Chairman & Co-founder
Apil Koirala
CEO
Sarita Lama
HR/Operation Manager
Work With Us
Transform Your Institution with Premium Tech
Join 450+ institutions powered by Premium CBS and experience smarter, secure, and scalable digital banking solutions.
Talk with our experts about your institution’s needs and discover how technology can help you grow.