Premium CBS
Premium®CBS is solution for the financial and Banking Institutions compiling the banking requirement like Customer/Members profile management, Deposit & Savings management , Loans & Credit management, Shares and Dividend management, Teller & Cash Repository Managements , Core Accounts & Reports, Division and NRB Reports, Ratio Analysis Reports, Multiple Branch Banking, SMS/Text Banking, Internet Banking, Mobile Banking etc.
Corporate Banking Module
- Any Branch Banking Module
- Inter Branch Transaction and reporting
- Both centralized and decentralized reporting
- Share/Member Accounts with Share kitta numbers and Certificate
- Auto PL Appropriation and Auto PL Distribution to different funds
- Inter Branch Transaction Interest Payables and receivables Calculations
- Auto Share Dividend and Protected capital fund Distributions and Postings
- Financial Trial Balance, PL Accounts, Balance Sheets and Cash flow Statements
- Ratio analysis reports like Pearls, Spread Rates, Cost of funds, portfolio, CD ratio, Repayment Rates, Operational Self-sufficiency rates etc.
Savings and Term Deposits Module
- Saving Auto Interest Postings
- Parameterized Products of Savings
- Savings Overdraft Modules
- Automated Recurring fee deductions and benefits
- Check Issues, Blocks, Printings and Usage Reports
- Balance based, period based Dynamic Interest Calculations
- Customizable slips of receipt/payment, statements and FD certificates
- Alerts of Term accounts Maturity
Loans and Credits Module
- Parameterized Products of Loans
- Loans Overdraft Module
- Loan’s Auto Payments from savings
- Loan Reimbursement and Reschedule
- Loan Renewals and Reschedules
- Loan Guarantee on Share and Savings
- Centralized Loan application and approvals
- Loan Collaterals and Mortgage Evaluations
- Dynamic Loan ageing and provision Reports
- Automatic Loan Installments and Maturity Alerts
Account & Finance Module
- Transaction Verifications
- Voucher Entries and Templates
- Personal and Corporate Taxation
- Teller, Cashier and Vault Reports
- Transactions Document management
- Depreciation Calculation and Postings
- Employee Performance monitoring and Reporting
- Bank Reconciliation and Interest Incomes Estimation
- Financial Reports in both English and Nepali Language
- Dynamic Preparation of Chart of accounts for uniform parameterization and reporting
Customer/Member Management Module
- Customers/Members and Corporate Profiles
- Customers/Members Digital Documents Management
- Customer Area/Group/Unit Management
- Compiled Customer/Member Transaction Reports
- Customer/Member’s Birthday Alerts
- Customer/Member’s Insurance Alerts
System Administration and Securities
- Day Close
- Auto Backups
- Users Menu Management
- Users Branch Logins policies
- Users Roles and policy managements
- Users Defined Teller, Cashier and Vault Managements